Remote Deposit Capture

Reduce back-end processing costs, while improving operations flexibility

Creditron RDC is a low risk and high value solution!

Extending the functionality and flexibility of its payments processing solution, Creditron offers a remote deposit capture solution that allows users to electronically capture and transmit check images and related payment information to their host system or depository institution for posting and clearing.

The software is ideal for bank branches, remote operations, corporate clients, and retailers.

Creditron RDC enables users to truncate checks at the capture point, virtually eliminating the costly and time-consuming physical transportation of items, and significantly accelerating posting. This streamlines check management and improves check handling security.

Remote deposit capture also breaks down the geographic boundaries of traditional paper-based check clearing, allowing corporate customers and retailers with far-flung locations to consolidate banking relationships, reduce banking maintenance fees, and improve availability (float). Additionally, corporate users of Creditron RDC no longer are tied to bank branch hours for same-day check processing, and no longer have to list check amounts for deposit.

Creditron RDC is easy to use and requires practically no changes to your internal processing.

Using a PC and scanner, users can scan checks, balance transactions, export payment data to their accounting and host systems, and securely transmit images in the Check 21-ready X9.37 file format to their depository institution for posting and clearing. Once transactions are balanced, original checks are truncated for retention and destruction.

Creditron RDC supports a range of popular tabletop check image scanners and offers optional courtesy amount recognition (CAR) and legal amount recognition (LAR).

Strong Return on Investment

The Creditron RDC solution gives small and regional institutions the tools to level the playing field with large banks, capitalize on customer service, and streamline the transaction process.

With the Creditron RDC solution, banks obtain:

• Better competitive positioning
• Enhanced customer relationships
• Improved service and customer retention levels
• Reduced operations costs
• Increased customer profitability

For corporate customers, Creditron RDC means more than simply making deposits electronically. It means capturing valuable remittance information at the point of entry to feed their accounts receivables (A/R) systems.

Creditron RDC is part of Creditron's suite of solutions designed for Check 21.